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Terms of Use

Last updated: May 10, 2026

1. Agreement to Terms

By accessing and using the glossy-tile website (glossy-tile.com), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Use of Website

You may use our website for lawful purposes only. You agree not to:

  • Use the website in any way that violates any applicable laws or regulations
  • Attempt to gain unauthorized access to any part of the website
  • Interfere with or disrupt the website or servers
  • Transmit any viruses, malware, or other harmful code
  • Collect or harvest any information from the website using automated means
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity

3. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of glossy-tile or its content suppliers and is protected by United Kingdom and international copyright laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this website without our express written permission.

4. Services

The information provided on this website about our pension planning services is for general informational purposes. Service descriptions, pricing, and availability are subject to change without notice.

By requesting our services, you agree to provide accurate and complete information. We reserve the right to refuse service to anyone for any reason.

5. Financial Advice Disclaimer

The information provided on this website is for general guidance only and should not be considered as financial advice tailored to your specific circumstances. While we strive to provide accurate information, we make no representations or warranties regarding the accuracy or completeness of any information on this website.

Pension planning involves complex financial decisions. You should conduct your own research and consider seeking independent professional advice before making any financial decisions.

6. No Guarantees

We do not guarantee any specific financial outcomes or results from using our services. Past performance and projections are not indicative of future results. All financial projections and estimates are based on assumptions that may not materialize.

7. Limitation of Liability

To the fullest extent permitted by law, glossy-tile shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use or inability to use our website or services
  • Any unauthorized access to or use of our servers and/or any personal information stored therein
  • Any interruption or cessation of transmission to or from our website
  • Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content

8. Indemnification

You agree to indemnify, defend, and hold harmless glossy-tile and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your access to or use of the website or services, or your violation of these Terms of Use.

9. Third-Party Links

Our website may contain links to third-party websites. These links are provided for your convenience only. We have no control over the content of those websites and accept no responsibility for them or for any loss or damage that may arise from your use of them.

10. User Content

If you submit any content to our website (such as through forms or communications), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content for the purpose of providing our services.

You represent that you own or have the necessary rights to any content you submit and that such content does not violate any third-party rights.

11. Privacy

Your use of our website is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding your personal data.

12. Changes to Terms

We reserve the right to modify these Terms of Use at any time. We will notify users of any material changes by posting a notice on our website. Your continued use of the website after such changes constitutes your acceptance of the new terms.

13. Termination

We reserve the right to terminate or suspend your access to our website immediately, without prior notice or liability, for any reason, including if you breach these Terms of Use.

14. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales, without regard to its conflict of law provisions.

Any disputes arising from these terms or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

15. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms of Use shall otherwise remain in full force and effect.

16. Entire Agreement

These Terms of Use, together with our Privacy Policy and any other legal notices published on this website, constitute the entire agreement between you and glossy-tile concerning your use of the website.

17. Contact Information

If you have any questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 42 Kensington Gardens, London W2 4BG, United Kingdom

glossy-tile

Professional pension planning and retirement advice across the United Kingdom.

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